Our Product

Personal Loans
Made Simple

Fast, transparent personal loans for every Pakistani. One product, done right.

Rs.50,000
Maximum Amount
5–30 Min
Approval Time
CNIC Only
Required Document
0 Hidden Fees
Guaranteed

What You Get

💰 Loan Amount
PKR 1,000 – 50,000
📅 Repayment Terms
15, 30, or 45 days
📋 Installments
1, 2, or 3 payments
⚡ Disbursement
Within 12 hours (max 24)
📱 Channel
JazzCash / Easypaisa / Bank
✅ Requirements
CNIC + Phone Number
🔒 Rate Transparency

Exact markup rate and repayment schedule are displayed in the app before you confirm — fully transparent, no surprises.

Why It Works

No collateral or guarantor required
Apply from home — 100% digital process
Transparent markup, no hidden fees
No early repayment penalty
Build credit history for higher future limits
Regulated by SECP — safe and trustworthy
Download App to Apply

Free download · No registration fee

Common Questions

Who can apply?
Any Pakistani aged 20 to 60 years with a valid CNIC and mobile number. No salary slip or bank statement required.
How fast is approval?
Our automated system reviews applications in 5–30 minutes during business hours, 24/7. Funds arrive within 12 hours of approval (maximum 24 hours).
What are the fees?
Exact markup rate is shown in the app before you confirm. No hidden fees. Processing fee is PKR 0.
Can I repay early?
Yes. You can repay early. The service fee for the agreed period is charged regardless, but no extra penalties.
Is MoneyTap regulated?
Yes. MoneyTap is operated by ZANDA Financial Services Pvt. Ltd., licensed by SECP under license SECP/LRD/123/ZFSPL/2023-39.