Empowering Pakistan's
Financial Future
MoneyTap was founded with a single mission: to make financial services accessible, transparent, and fair for every Pakistani. We believe that financial empowerment is the foundation of individual and national growth.
Mission & Values
Our Mission
To democratize access to fair financial services for every Pakistani — salaried, self-employed, or entrepreneur — regardless of socioeconomic background.
Transparency
No hidden fees. No confusing terms. Every rate, fee, and condition is clearly stated before you apply. What you see is what you pay.
Community
We don't just lend money — we build financial resilience. Our credit-building system helps customers grow their financial health over time.
Regulated, Transparent, Accountable
MoneyTap operates under full compliance with the Securities and Exchange Commission of Pakistan (SECP) and adheres to all guidelines for digital lending.
SECP Registered
SECP/LRD/123/ZFSPL/2023-39
MoneyTap (by ZANDA Financial Services Pvt. Ltd.) is a registered Non-Banking Finance Company (NBFC) under the Securities and Exchange Commission of Pakistan, ensuring your funds and data are always protected.
MoneyTap Pakistan: A Distinctly Local Service
MoneyTap Pakistan is a Pakistan-only digital lending service operated by ZANDA Financial Services (Private) Limited. We are licensed by the Securities and Exchange Commission of Pakistan (SECP) under license number SECP/LRD/123/ZFSPL/2023-39 as a Non-Banking Finance Company (NBFC), and we appear on the official SECP whitelist of approved digital lending applications.
MoneyTap Pakistan is not affiliated with the Indian product "MoneyTap", which is operated by MWYN Tech Private Limited (also marketed as "Freo"). The two services are separate companies operating in different countries under different regulators. Information about the Indian product does not apply to MoneyTap Pakistan.
For detailed product specifications, eligibility, repayment terms, privacy policy, and 17 more frequently asked questions, see our complete MoneyTap Pakistan FAQ.
Built for Real Pakistan
100% Digital
No branch visits, no paperwork. Apply from anywhere in Pakistan in under 5 minutes.
CNIC Only
All you need is your national ID. No collateral, no guarantors, no payslips required.
Fair Pricing
Transparent rates with zero hidden fees. You see the full cost before you apply.
Fast Disbursal
Approved funds reach your JazzCash, Easypaisa, or HBL account within hours.